互聯網證券買賣協議（附加於現金／保證金客戶協議書）

發布時間：2024-09-19

互聯網證券買賣協議（附加於現金／保證金客戶協議書）（通用3篇）

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇1

　　本人/吾等乃貴公司證券戶口_________號（“戶口”）之戶口持有人，本人/吾等之證券客戶合約於_________簽訂。本人/吾等同意開立一個或多個證券買賣戶口，并同意以本人/吾等名義或代表本人/吾等就證券買賣及相關事宜，通過網上交易服務運作戶口，本人/吾等同意，戶口由貴公司透過貴公司的網上交易服務按照證券客戶合約及下列條款及條件（并受其規限）運作：

　　1.定義及解釋

　　1.1　在本協議中，以下詞語具有下列涵義：

　　“進入密碼”指密碼及戶口號碼；

　　“戶口”指本人在貴公司開立的互聯網買賣戶口，經由網上交易服務運作；

　　“網上交易服務”指_________根據本協議提供的網上買賣服務，包括電子買賣服務，_________網址上的任何資料，以及其中的軟件；

　　“電子買賣服務”指本人/吾等發出電子指令的設施，以及網上交易服務提供的資訊服務；

　　“指令”指以電子方式買賣證券的買賣指令或其他處理指令；

　　“互聯網買賣政策”指有關網上交易服務運作的政策（經不時修訂）；

　　“密碼”指本人/吾等與帳號一并使用的個人密碼，據之可進入該服務；

　　“證券客戶合約”指_________公司之現金客戶協議書或保證金客戶協議書；

　　“_________”指_________公司；

　　“帳號”指客戶與密碼一并使用的個人密碼，據之可進入電子買賣服務，以及其他網上交易服務提供的服務；

　　1.2　單數詞語包括眾數詞語，反之亦然。提到一種性別之處，包括所有性別。“人士”一詞，包括商號或獨資經營，合伙經營，集團及法人公司，反之亦然。

　　2.網上交易服務

　　2.1　本人/吾等了解，電子買賣服務為一半自動設施，讓本人/吾等發出電子指令，并接收信息服務。

　　2.2　本人/吾等同意使用電子買賣服務，必須遵照本協議條款及證券客戶合約。本人/吾等使用日後經由網上交易服務提供的其他服務，亦必須遵照本協議條款及客戶協議書。

　　2.3　本人/吾等為戶口項下電子買賣服務的唯一獲授權使用者。本人/吾等需對進入密碼的保密及使用承擔責任。本人/吾等承認及同意，本人/吾等需就使用進入密碼輸進電子買賣服務的所有指令負責，而貴公司，貴公司董事，高級職員或雇員概毋需對本人/吾等，或經由本人/吾等提出申索的任何其他人士（就任何有關處理，錯誤處理或遺失任何指示）的申索承擔責任。

　　2.4　本人/吾等承認，網上交易服務的所有人權益屬貴公司。本人/吾等保證及承諾，本人/吾等不會（亦不會嘗試）平擾，修改，拆解，易轉，操縱或以其他方式修改（且亦不會嘗試未獲授權進入）網上交易服務的任何部份。本人吾等承認，若本人/吾等在任何時候違反是項保證及承諾，或實公司在任何時候合理懷疑本人/吾等違反是項保證及承諾，則貴公司可向本人/吾等采取法律行動。本人/吾等承諾，若本人/吾等知悉任何人士干犯本段上文所述任何行動，則本人/吾等須即時通知貴公司。

　　2.5　本人/吾等進一步承認及同意，作為使用電子買賣服務發出指令的先決條件，若有下列情況，本人/吾等需即時通知貴公司：

　　a.有關戶口的指令已經由電子買賣服務作出，而本人/吾等未收到命令編號；

　　b.有關戶口的指令已經由電子買賣服務作出，而本人/吾等未收到對指令或其執行的準確認收（不論經硬本，電子或口頭）；

　　c.本人/吾等收到交易指示的認收（不論經硬本，電子或口頭），但該等交易指示并非本人/吾等作出，或其他類似的不一致情況；

　　d.本人/吾等知悉戶口號碼或密碼的任何未經授權使用。

　　2.6　本人/吾等了解，貴公司擬備網上買賣政策，列出網上交易服務運作政策及程序。該政策可經由網址取得，在任何時候均適用。該政策的條款，對本人/吾等對使用網上交易服務具約束力。若本協議條款與網上買賣政策不一致，以本協議條款為準。

　　2.7　本人/吾等承認_________網址若提供報價服務，乃由貴公司不時指定的第三方提供者提供。本人/吾等承認及同意，對本人/吾等在任何方面因報價服務或因本人/吾等依賴該服務而發生或與之有關的任何損失，費用，支出，損害賠償或申索貴公司概毋須承擔責任。

　　2.8　本人/吾等了解，就提供資訊而言，電子買賣服務只提供由第三方刊發的證券資料。因市場波動及資料傳送過程的延誤，該等資料可能并非有關證券或投資的實時市場報價。本人/吾等了解，雖然貴公司相信該等資料可靠，但沒有獨立基準可茲證實（否定）所提供資料的準確及完整性。本人/吾等了解，不應從所提供的任何證券或投資資料而推斷貴公司作出任何推薦或認可。

　　2.9　本人/吾等了解，在電子買賣服務中提供的資料，以“現狀”及“可提供”基準提供，貴公司并不保證該等資料的時候，順序，準確性，足夠性或完整性。貴公司沒有就該等資料作出明示或默示保證（包括但不限於可商售性或就某一用途的適合性而作出的保證）。

　　2.10　本人/吾等接受經由互聯網或其他電子方法或設施接受或取得服務以及經由互聯網或其他電子設備或設施溝通或進行交易所帶來的風險。

　　3.戶口

　　3.1　本人/吾等承認，本人/吾等只可經由互聯網進入戶口，本人/吾等承認，若本人/吾等在經由互聯網接觸貴公司時有任何困難，本人/吾等需嘗試使用其他方法與貴公司溝通，并把所遇困難知會貴公司。

　　3.2　開戶口時，本人/吾等需在戶口申請表上寫明本人/吾等就使用該服務而存入首筆按金的款額。該款額可由本人/吾等親自以支票，銀行本票存入或以電傳存入貴公司的辦事處或銀行戶口。本人/吾等承認貴公司收到戶口申請表上所載有效款項後，方會把進入密碼通知本人/吾等。

　　4.指令——經網上交易服務買賣

　　4.1　如因故障，通訊設施傳送失敗，或通訊媒體不可靠或并非貴公司所能控制或預期的一或多項原因，以致在傳送，收取或執行指令上有所延誤貴公司毋須承擔責任。

　　4.2　本人/吾等了解，向傳播市場資料的各方提供市場資料的每一參與證券交易所或組織，對其提供的全部資料申張財產權益。本人/吾等亦了解，任何方概不保證市場資料或任何其他市場信息的時效，序列，準確或完整性。任何損失或損害，若因下列原因或由其產生，貴公司或任何傳播方概毋須承擔任何責任：任何該等資料，資訊或信息不準確，錯誤，延誤或遺漏；或該等資料，資訊或信息傳送或交付時的任何不準確，錯誤，延誤或遺漏；或任何該等資料，資訊或信息因貴公司或任何傳播方的疏忽行為以致無法履行或提供；或任何不可抗力事件；或任何其他非貴公司所能控制或任何傳播方所能合理控制的其他原因。本人/吾等只會把股票報價用於自身用途，不會因任何原因向任何其他人士或實體提供該等資料。

　　4.3　本人/吾等承認，因無法預料的通訊擠塞及其他原因，互聯網是存有內在不可靠性的通訊媒體，而該不可靠性非貴公司所能控制。本人/吾等承認，因該不可靠性，在傳送及接收指令及其他資料時可能有延誤，以致執行指令的延誤及/或執行指令的價格與發出指令時的價格不同。本人/吾等進一步承認及同意，任何通訊均有誤解或錯誤的風險，而該等風險需絕對由本人/吾等承擔。本人/吾等承認及同意，指令一經發出，通常不可取消。

　　5.境外指令

　　若本人/吾等在香港以外地方向貴公司發出指令，本人/吾等同意確保及聲明，該等指令嚴格遵守該等指令發出時所在相關司法轄區的任何適用法律。本人/吾等進一步同意，本人/吾等有疑問時會諮詢相關司法轄區的法律顧問。本人/吾等接受在香港以外地區發出的指令，可能需向相關當局支付稅費，本人/吾等同意支付該等適用稅費。本人/吾等同意，按要求彌償貴公司因本人/吾等在香港以外地區發出指令而發生的任何損害，損失，費用，法律程序，要求或申索。

　　6.風險披露聲明

　　電子交易風險在交易高峰，市場波動，系統升級及維護或其他時間，互聯網或其他電子設施的進入可能會受到限制甚至無法進入。通過互聯網或其他電子設施進行的交易可能會因不可預測的流量堵塞和其他貴公司無法控制的原因而受到干擾，傳輸中斷，以及傳輸延誤。由於技術上的制約，互聯網是一種不完全可靠的通訊媒介。由於這種不可靠性原因，交易指令及其他資訊的傳輸和接收可能會有延誤，而這會導致交易指令在執行上的延誤，或者交易執行的價格已不同于指令發出時的市場價格。而且，通信和個人資料可能會被未經授權的第三方取得，且在通信上會存在誤解或錯誤的風險，而這些風險將完全由本人/吾等承擔。本人/吾等確認并同意，交易指令一旦發出通常將不可能取消。

　　簽署確認

　　本人/吾等，為下述簽署人，茲承認本人/吾等已閱讀，知悉，及明白本協議之內容并接受其條款及條件。

　　客戶（簽字）：_________　　　　　　　　客戶主任（簽字）：_________

　　_________年____月____日　　　　　　　　_________年____月____日

　　見證人（簽字）：_________

　　_________年____月____日

　　附件

　　i/we am/are the client holding the securities account(s) with you numbered _________ (the "account") and refer to my/our cash/margin client’s agreements in respect of the account dated _________. i/we agree that the account may be to open one or more securities trading account(s) (the "account") to be operated through internet trade service，in my/our name or on my/our behalf for the purpose of and in connection with the sale and purchase of securities，and i/we agree that the account shall be operated in accordance with and subject to the following terms and conditions in addition to the securities client’s agreement:

　　1.　definition and construction

　　1.1　in this agreement，the following terms shall bear the following meanings:

　　" access codes" means together the password and the user name;

　　（1）" access codes" means together the password and the user name;

　　（2）" account" means my internet securities trading account with you operated through the internet trade service;

　　" account" means my internet securities trading account with you operated through the internet trade service;

　　"internet trade service" means the on-line securities trading service provided by _________ under this agreement comprising the electronic trading ervice，any information contained in _________ web site and the software comprised in them;

　　（3）"internet trade service" means the on-line securities trading service provided by _________ under this agreement comprising the electronic trading ervice，any information contained in _________ web site and the software comprised in them;

　　（4）"electronic trading service" means the facility which enables me/us to give electronic instructions and to access the information services provided by the internet trade;

　　"electronic trading service" means the facility which enables me/us to give electronic instructions and to access the information services provided by the internet trade;

　　"instruction" means any instruction for the buying or selling of or otherwise dealing in any securities;

　　（5）"instruction" means any instruction for the buying or selling of or otherwise dealing in any securities;

　　（6）"internet trading policy" means the policy relating to the operation of the internet trade service as amended from time to time;

　　"internet trading policy" means the policy relating to the operation of the internet trade service as amended from time to time;

　　"password" means my/our personal password used in conjunction with the user name to gain access to the service;

　　（7）"password" means my/our personal password used in conjunction with the user name to gain access to the service;

　　（8）"client’s agreement" means _________ cash client’s agreement or margin client’s agreement;

　　"client’s agreement" means _________ cash client’s agreement or margin client’s agreement;

　　"_________" means _________ securities limited;

　　（9）"_________" means _________ securities limited;

　　（10）"user name" means the client’s personal identification used in conjunction with the password to gain access to the electronic trading service and other services offered by phoenix capital.

　　"user name" means the client’s personal identification used in conjunction with the password to gain access to the electronic trading service and other services offered by phoenix capital.

　　1.2　words denoting the singular shall include the plural and vice versa， reference to one gender shall include all genders and words denoting person shall　include a firm or sole proprietorship，partnership，syndicate and corporation and vice versa.

　　1.2　words denoting the singular shall include the plural and vice versa， reference to one gender shall include all genders and words denoting person shallinclude a firm or sole proprietorship，partnership，syndicate and corporation and vice versa.

　　2.　internet trade service

　　2.1　i/we understand that the electronic trading service is semi-automated facility which enables me/us to send electronic instructions and receive information services.

　　2.2　i/we agree to use the electronic trading service and any additional services offered through the internet trade service only in accordance with the terms of this agreement in addition to the client’s agreement.

　　2.3　i/we shall be the only authorized user of the electronic trading service under the account.i/we understand and acknowledge that the internet trade service relies on the access codes to authenticate me/us as the authorized user for the account.i/we shall be responsible for the confidentiality and use of the access codes. i/we acknowledge and agree that i/we shall be solely responsible for all instructions entered through the electronic trading service using the access code and neither you nor your directors，officers or employees shall have any liability to me/us，or to any other person whose claim may arise through me/us，for any claims with respect to the handling， mishandling or loss of any instruction.

　　2.4　i/we acknowledge that the internet trade service is proprietary to you. i/we warrant and undertake that i/we shall not， and shall not attempt to， tamper with， modify， decompile， reverse engineer or otherwise alter in any way， and shall not attempt to gain unauthorized access to， any part of the internet trade service. i/we acknowledge that you may take legal action against me/us， if i/we at any time breach this warranty and undertaking or if you at any time reasonably suspect that i/we have breached the same. i/we undertake to notify you immediately if i/we become aware that any of the actions described above in this paragraph is being perpetrated by any other person.

　　2.5　i/we further acknowledge and agree that， as a condition of using the electronic trading service to give instructions， i/we shall immediately notify you if:

　　（1）an instruction in respect of the account has been placed through the electronic trading service and i/we have not received an order number;

　　a.　an instruction in respect of the account has been placed through the electronic trading service and i/we have not received an order number;

　　b.　an instruction in respect of the account has been placed through the electronic trading service and i/we have not received an accurate acknowledgement of the instruction or of its execution (whether by hard copy， electronic or verbal means);

　　（2）an instruction in respect of the account has been placed through the electronic trading service and i/we have not received an accurate acknowledgement of the instruction or of its execution (whether by hard copy， electronic or verbal means);

　　（3）i/we have received acknowledgement (whether by hard copy， electronic or verbal means) of a transaction which i/we did not instruct or any similar conflict; or

　　c.　i/we have received acknowledgement (whether by hard copy， electronic or verbal means) of a transaction which i/we did not instruct or any similar conflict; or

　　d.i/we become aware of any unauthorized use of the user name or password.

　　2.6　i/we understand that you shall prepare the internet trading policy setting out the operation policy and procedures of the internet trade service applicable at any time which shall be available at the internet trade web site the terms of which shall be binding on me/us in respect of my/our use of the internet trade service. in the event of inconsistencies between the terms of this agreement and the internet trading policy， the terms of this agreement shall prevail.

　　（4）i/we become aware of any unauthorized use of the user name or password.

　　2.7　i/we acknowledge that the price quotation service， if any， for securities， available at the internet trade web site is provided by a third party provider appointed by you from time to time. i/we acknowledge and agree that you shall not be responsible to me/us for any losses，costs， expenses， damages or claims which i/we may suffer as a result of or in connection with any aspect of the quote service including my/our reliance on such service.

　　2.8　i/we understand that the electronic trading services may provide， for informational purpose only， data about securities published by third parties. owing to market volatility and possible delay in the data-transmission process， the data may not be real-time market quotes for the relevant securities or investment. i/we understand that whilst you believe such data to be reliable， there is no independent basis for you to verify or contradict the accuracy or completeness of the information provided by third parties. i/we understand that no recommendation or endorsement from you shall be inferred from the data provided with respect to any securities or investment.

　　2.9　i/we understand that information provided in the electronic trading services is provided on an ’’as is"， ’’as available" basis and you do not guarantee the timeliness， sequence， accuracy，adequacy or completeness of such information. you give no express or implied warranties (including but not limited to warranties of merchantability or fitness for a particular use) with respect to such information.

　　2.10　i/we accept the risks of receiving or gaining access to services through and communicating and conducting transactions over the internet or other electronic means or facilities for the purpose of the internet trade service.

　　3.　the account

　　3.1　i/we acknowledge that i/we may only access the account through the internet and i/we agree that should i/we experience any problems in reaching you through the internet， i/we shall attempt to use alternative methods to communicate with you and inform you of the difficulty i/we am/are experiencing.

　　3.2　when opening the account， i/we shall state in the account application the amount of my/our initial deposit of funds in the account for the use with the internet trade service. such amount shall be paid to your offices or bank account either by cheque， bankers draft or telegraphic transfer. i/we acknowledge that the access codes shall not be notified to me/us until cleared funds in the amount stated on the account application have been received by you.

　　4.　instructions- dealings through the internet trade service

　　4.1　you shall not be responsible for delays in the transmission， receipt or execution of instructions due to either transmission of communication facilities， or unreliable medium of communication or to any other cause or causes beyond your control or anticipation.

　　4.2　i/we understand that each participating securities exchange or association asserts a proprietary interest in all of the market data it furnishes to the parties who disseminate such data. i/we also understand that no party guarantees the timeliness， sequence， accuracy or completeness of market data or any other market information. neither you nor any disseminating party shall be liable in any way for any loss or damage arising from or caused by any inaccuracy， error or delay in or omission from any such data， information or message， or the transmission or delivery of the same， non-performance or interruption of any such data， message or information due to any negligent act of you or any disseminating party， or to any force majeure event， or any other cause beyond your control or the reasonable control of any disseminating party. i/we shall use stock quotation for my/our individual use only and shall not furnish such data to any other person or entity for any reason.

　　4.3　i/we acknowledge that the internet is， due to unpredictable traffic congestion and other reasons， an inherently unreliable medium of communication and that such unreliability is beyond your control. i/we acknowledge that， as a result of such unreliability， there may be delays in the transmission and receipt of instructions and other information and that this may result in delays in the execution of instructions and/or the execution of instructions at prices different from those prevailing at the time the instructions were given. i/we further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by me/us. i/we acknowledge and agree that instruction may not be cancelled after it has been given.

　　5.　instructions outside hong kong

　　if i/we give any instruction to you outside hong kong， i/we agree to ensure and represent that such instruction will have been given in compliance with any applicable law of the relevant jurisdiction from which my instruction is given， and i/we further agree that i/we shall， when in doubt， consult legal advisers and other professionals of the relevant jurisdiction. i/we accept that there may be taxes or charges payable to relevant authorities in respect to any instruction given outside hong kong ， and i/we agree to pay such taxes or charges as possible.

　　6.　risk disclosure statement

　　risk of electronic trading. access to the internet or other electronic devices may be limited or unavailable during periods of peak demand， market volatility， systems upgrades or maintenance or for other reasons. transactions conducted through the internet or other electronic devices may be subject to interruption， transmission blackout， and delayed transmission due to unpredictable traffic congestion and other reasons beyond your control. internet is， due to technical limitation， an inherently unreliable medium if communication. as a result of such unreliability， there may be delays in the transmission and receipt of instructions and other information and that this may result in delays in the execution of instructions and/or the execution of instructions at prices different from those prevailing prices at the time the instructions are given. moreover， communications and personal data may be accessed by authorized third parties; and there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by me/us. i/we acknowledge and agree that it shall not usually be possible to cancel an instruction after it has been given.

　　acknowledgement

　　i/we，the undersigned， hereby acknowledge that i/we have read， is/are aware of and understand the contents of the client’s agreement and accept its terms and conditions thereof.

　　date:_________.

　　i/we，the undersigned， hereby acknowledge that i/we have read， is/are aware of and understand the contents of the client’s agreement and accept its terms and conditions thereof.

　　client(signature):_________　　　　　　account executive(signature):_________

　　print name of client:_________

　　date:_________　　　　　　　　　　　　 date:_________

　　signed by account executive:_________

　　witness(signature):_________

　　print name of witness:_________

　　date:_________

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇2

　　委托方：_________（甲方）開戶銀行：_________（乙方）

　　建設單位：_________（丙方）

　　根據建設部、財政部建質[20x]7號和建設廳、財政廳建管[20xx]46號文件精神，為加強_________市建設工程“質量保證金”管理，落實工程在質量缺陷責任期的維修保養責任。經三方協商，甲方委托乙方為丙方在建設工程竣工驗收時設立建設工程“質量保證金”專戶。為明確三方責任和義務，由三方共同簽署“建設工程質量保證金管理協議”如下：

　　1甲方委托乙方為丙方開設建設工程“質量保證金”專戶，丙方按施工合同中保證金約定條款將“質量保證金”，存入乙方，乙方為建設項目設立“質量保證金”專戶，并在交款通知單回執上簽章。

　　2丙方交存的“質量保證金”只能用于工程維修及工程缺陷責任期滿后返還工程承包單位，不得挪作他用。

　　3建設工程出現質量缺陷問題，如原責任單位在規定的時間內不能履行維修職責，甲方委托具有相應資質的單位進行維修的，實際發生的費用可以從“質量保證金”中支付，乙方接到甲方書面通知后方可向維修單位支付維修金。

　　4工程達到缺陷期滿，并確定該工程有關保修項目確實不存在質量缺陷，丙方在承包單位提出的“質量保證金”返還申請上簽署同意意見，提交甲方一份。乙方必須接到甲方出具“質量保證金”返還書面通知，才可將“質量保證金”撥付工程承包單位。

　　5乙方未接到甲方出具“質量保證金”返還或支付工程維修金書面通知，擅自返還或挪用“質量保證金”的，乙方負責由此引起的所有法律責任。

　　6本協議未竟事宜，按_________文件和相關法律法規辦理。

　　7本協議一式3份，甲、乙、丙三方各執一份，經三方簽字蓋章后生效。

　　甲方（簽章）：_________乙方（簽章）：_________

　　_________年____月____日_________年____月____日

　　簽訂地點：_____________簽訂地點：_____________

　　丙方（簽章）：_________

　　_________年____月____日

　　簽訂地點：_____________

　　附件：

　　建設工程項目“質量保證金”開戶通知書（回執）

　　根據建設部、財政部建質[20x]7號和建設廳、財政廳建管[20x]46號文件精神，_________建設的_________項目在你行設立“保證金”專戶，“保證金”的使用必須經我站出具書面通知方可使用。應交存_________元“保證金”。

　　開戶行：_________（蓋章）

　　專戶帳號：______________

　　經辦人：_________（簽字）

　　_________年_________月_________

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇3

　　交款人及全組職工，在充分了解了河北建工集團有限責任公司：_________________

　　工地分項工種施工現場及施工圖紙后，認真細致地領會了《班組計件施工協議》、《安全、質量、工期、文明施工交底》和職工《勞動合同》的全部內容，愿意按照其中的約定承包部位的分項工種的完全施工任務，并自愿交納元的履約保證金(大寫人民幣：_________________)。

　　交款人及其職工簽約以后，如果未按約定認真履行自己的義務時(如：上班人員不夠或不加班而拖延工期、施工質量達不到驗收標準、不按規范安全施工發生安全事故、落手清及文明施工不合格、職工違犯工地規章制度、以及違反合同約定的其他行為等等)，在工人進場正常施工一個月后退回保證金·后用部分工程款作為保證金·所受到的處罰金在保證金中扣除。如保證金已扣完，則從工程款中劃撥現金以補足保證金。保證金余額在交款人按照合同履約完畢后，憑此工程保證金收條范本無息退還。

　　如交款人未在約定的時間內到齊符合要求的上班人員，或承包的施工任務未完就要求結賬退場的，此履約保證金不予退還。已簽訂的《班組計件施工協議》和職工《勞動合同》就此終止。

　　交款人確認(簽字)：_________________

　　收款人(蓋章)：_________________

　　日期：_________________年_________________月_________________日

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互聯網證券買賣協議（附加於現金／保證金客戶協議書）

互聯網證券買賣協議（附加於現金／保證金客戶協議書） 篇1

互聯網證券買賣協議（附加於現金／保證金客戶協議書） 篇2

互聯網證券買賣協議（附加於現金／保證金客戶協議書） 篇3

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇1

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇2

互聯網證券買賣協議（附加於現金／保證金客戶協議書）篇3